Terms of Service

fwdexpenses lets you forward bills and receipts to a personal email alias and have them automatically extracted into a ledger. It also lets you upload bank statements and reconciles them against your forwarded bills. The Service uses AI (OpenAI gpt-4o-mini) to extract structured data from your emails and statements.

The Service is currently in beta. It is provided free of charge. We do not guarantee any specific uptime, performance, or feature availability. We may change, suspend, or discontinue any part of the Service at any time without notice.

You sign in via Google. You are responsible for keeping your Google account secure. You agree not to share your account with others.

You may delete your account at any time by emailing the address below. We may suspend or terminate accounts that abuse the Service or violate these terms.

You retain all rights to the data you upload or forward to the Service. You grant us a limited license to store, process, and display that data solely to provide the Service to you. See our Privacy Policy for details on what we collect and how it's handled.

You agree not to:

• Use the Service for any unlawful purpose
• Forward emails containing illegal content, malware, or spam
• Attempt to access other users' data
• Probe, scan, or test the vulnerability of the Service without permission
• Use the Service to build a competing product
• Resell or sublicense the Service

The Service uses AI to extract data from emails, images, and PDFs. AI extraction can be wrong. AI-parsed bank statements are flagged in the UI with an “AI parsed, review carefully” warning. You are responsible for verifying any numbers or dates before relying on them for accounting, tax, or financial decisions.

fwdexpenses is a software tool for organising your own expense data. It is not a financial adviser, tax preparer, or accountant. Nothing in the Service constitutes professional advice.

The Service is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. To the maximum extent permitted by law, we disclaim all warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the maximum extent permitted by law, in no event shall Cyphertree Technologies, Madhavi Solanki, or their affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Service. Our total liability for any claim shall not exceed INR 1,000.

We may update these terms from time to time. Material changes will be announced by updating the “Last updated” date above. Continued use of the Service after such changes constitutes acceptance.

These terms are governed by the laws of India. Any dispute arising out of these terms or the Service shall be subject to the exclusive jurisdiction of the courts at Pune, Maharashtra, India.

For any questions about these terms: [email protected].